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Savings Solutions for Your Entire Financial Journey

Signal Financial’s savings options aren’t just accounts. They’re savings solutions aimed at helping you go from dreamer to doer, renter to owner, and worker to jetsetter. They’re ways to learn about your finances and make smart spending decisions.

Signal Smart Savings

Savings for today, and tomorrow. Our high-yield Signal Smart Savings account earns more than a traditional savings account. Have the security knowing you can access your funds whenever you need them.

  • 2.28% APY2
  • No minimum balance requirements
  • No transaction requirements
  • Flexibility to access your funds whenever you need them

Signal SmartPlus Savings

Earning more than 7x1 the national average, Signal Smart Plus Savings is our high-yield savings account that offers even more ways to earn and save.

  • 3.32% APY2
  • No minimum balance requirements
  • Flexibility to access your funds whenever you need them
  • The added perks of a Signal Smart Plus membership

Signal Smart Share Certificates

With terms ranging from 6 to 72 months, Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates.

  • $500 to open
  • Rate secured for your term, no matter the market
  • Option to extend your term for 6 months or more

Money Markets

Checking meet savings. Savings meet checking. The perks of check-writing with the higher dividend rate of a savings account, Signal’s money market accounts let you earn more, depending on your balance.

Individual Retirement Accounts (IRAs)

Whether your retirement is just around the corner or farther down the road, an Individual Retirement Account (IRA) can build a secure financial future. With a variety of options available, Signal gives you the flexibility to choose the IRA that’s right for you.

Holiday & Vacation Clubs

Saving for something special can be overwhelming, and sometimes the best way to make sure you hit (or exceed!) your savings goal is to put your money just out of reach. Our Holiday and Vacation Clubs offer you just that – a way to save and earn a fixed dividend rate with funds you specifically set aside for that special gift or trip.

Youth Savings Accounts

Smart financial management starts early. That’s why Signal’s Bright Future Savings account allows our youngest members to gain an understanding of managing finances, setting budgets, and more.

Start Saving Smarter

Join the credit union empowering you to be Signal Smart about your finances.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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