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Guiding Tomorrow’s Financial Leaders

At Signal Financial, we understand the importance of fostering financial literacy from an early age, and we’re here to support you every step of the way.

Grow with Us

Signal Financial grows with your child, offering age-appropriate solutions designed to evolve alongside their financial journey, from youth and young adult savings accounts to student credit cards, and more.

Youth and Young Adult Accounts1

Give your child a head start on financial responsibility with Bright Future, Signal’s youth and young adult accounts for ages 0-26. Aimed to cultivate smart money habits, this savings account sets the stage for a bright financial future.

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Savings for Education and their Financial Future

Paying for your child’s education can be challenging, but Signal Financial is here to support you. From our Coverdell savings account to our high yield savings and share certificate accounts, we can help you set aside funds for daycare, higher education, and more—in a way that works for your current budget and timeline.

Coverdell Education
Savings Account

A Coverdell education savings account (Coverdell ESA) is a trust or custodial account set up in the United States solely for paying qualified education expenses for the designated beneficiary of the account.

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Signal SmartTM Share Certificate
12-Months | 3.50% APY2

A share certificate can be transformative for your child at every stage. Take control of your child’s financial future by putting their birthday money or a generous sum into a Signal Smart Share Certificate and watch it grow at arm’s reach.

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Signal Smart Savings
1.54% APY3

A little set aside each month can go a long way, and with our Signal Smart Savings it can go even further. Our high-yield savings account lets you earn more without having to do more, and with no minimum balance and no transaction requirements you can save at a pace that works best for your budget.

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Get Financially Fit with Your Children

As a member, you have free access to expertly curated financial education and resources to help you and your child be Signal Smart about your family’s finances.

  • Financial counselors
  • Financial worksheets
  • Webinars
  • Financial calculators
  • Education modules
  • Checklists
  • Videos
  • Articles
  • And more
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Teaching Finance

Read “Teaching Kids and Teens Smart Money Habits” and other articles in Signal’s Content Corner for tips and activities to ensure your child’s financial success.

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A Financial Institution for Your Family’s Today, and Tomorrow

As you embark on this journey of financial empowerment for your child, Signal Financial is here to provide the solutions and support you need. Together, let’s shape a future of financial success for the next generation.

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1 Children’s Privacy
We do not knowingly collect Personal Information from individuals under the age of 13 who use our Sites without obtaining consent from a parent or legal guardian.

To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission’s website.

2 APY = Annual Percentage Yield. Rates as of December 20, 2024. Minimum balance of $500 required. Dividends are compounded daily and credited monthly. Penalties apply for early withdrawal. Fees could reduce the earning of this account.

3 APY = Annual Percentage Yield. Rates as of December 20, 2024. Signal Smart Savings is a tiered savings account with no minimum account balance required. Signal Financial reserves the right to end or modify this offer at any time. Rates subject to change at any time without notice.

Membership required.

Loans and credit cards are subject to credit and collateral qualifications. Not all applicants will qualify.

Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
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Routing Number:
255075495

Main Line
301-933-9100

VISA® Credit Card: General Assistance
For Consumer/Business Cards:
800-328-3018

For Visa Signature Cards:
800-328-3033

VISA® Debit Card: Lost/Stolen
866-498-2213

Automated Phone System
800-447-8997

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Signal Financial Federal Credit Union is federally insured by the National Credit Union Administration.
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