At Signal Financial Federal Credit Union, we know that your money is important to you. Rest assured that there is no safer place for your money than a federally insured credit union. All of our members’ deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), a division of the National Credit Union Administration (NCUA), which is the federal regulator for credit unions.
- The balances in your individual savings, certificate, and checking accounts are insured up to $250,000
- Joint ownership can expand the overall insurance coverage. The combined balances in joint accounts are insured separately from individual accounts for up to $250,000 per name on the account
- What’s this mean? If your joint accounts total $500,000 and there are two owners on the account(s), each owner is insured for $250,000
- The funds in your Individual Retirement Account (IRA) are insured up to $250,000
- Business accounts are insured up to $250,000
- Trust Accounts, depending upon their type, may be insured separately from any other accounts held by the trustee and provide up to $250,000 for each beneficiary per trustee. Each trust relationship must be evaluated individually to determine the appropriate insurance coverage
How To Maximize Your Share Insurance at Signal Financial
| Coverage to $250,000 |
Coverage to $500,000 |
Coverage to $750,000 |
Coverage to $1,000,000 |
Coverage to $2,000,000 |
| Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
| Joint Owner $250,000 |
Joint Owner $250,000 |
Joint Owner $250,000 |
Joint Owner $250,000 |
|
| Individual Retirement Account $250,000 |
Individual Retirement Account $250,000 |
Individual Retirement Account $250,000 |
||
| Trust Account $250,000 (1 Qualifying Beneficiary) |
Trust Account $1,250,000 (5 Qualifying Beneficiaries) |
| Coverage to $250,000 |
Coverage to $500,000 |
Coverage to $750,000 |
| Individual $250,000 |
Individual $250,000 |
Individual $250,000 |
| Joint Owner $250,000 |
Joint Owner $250,000 |
|
| Individual Retirement Account $250,000 |
| Coverage to $1,000,000 |
Coverage to $2,000,000 |
| Individual $250,000 |
Individual $250,000 |
| Joint Owner $250,000 |
Joint Owner $250,000 |
| Individual Retirement Account $250,000 |
Individual Retirement Account $250,000 |
| Trust Account $250,000 (1 Qualifying Beneficiary) |
Trust Account $1,250,000 (5 Qualifying Beneficiaries) |
NCUA Share Insurance Estimator
NCUA’s Share Insurance Estimator can help you better understand the protection offered by the NCUSIF. Input hypothetical data to compute the amount of NCUSIF coverage available under different account structure scenarios.
Bank easier, bank faster, and bank better with Signal Financial Federal Credit Union.
Routing Number:
255075495
Main Line
301-933-9100
VISA® Credit Card: General Assistance
For Consumer/Business Cards:
800-328-3018
For Visa Signature Cards:
800-328-3033
VISA® Debit Card: Lost/Stolen
866-498-2213
Automated Phone System
800-447-8997
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